like a junkie needing a fix
Apr. 22nd, 2003 03:10 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
just_cydmy house-craving is reaching a new level. i just spent the last 40 minutes searching for and printing info on houses that might be within my reach.
Now that i've got myself moved in and the place(s) decorated in my mind, it's time to figure out what it'll really cost me. 'cept i don't have a freakin' clue! the loan part is easy ~ financial calculators abound in this office. but what costs are involved in home ownership that aren't in renting?
~Property taxes.
~PMI (if i can't scrape together the 20% down).
~increased homeowners insurance (renters insurance is dirt cheap)
~water/sewage
~heat AND electric (no more $30/mo for electric and free heat)
~buying appliances if not included
~paint, carpet, curtains, etc
~lawn care
*big sigh*
but i really really really want to buy a house.
i suppose it's better to have my bubble burst now, rather than get into this and realize i can't afford it.
Now that i've got myself moved in and the place(s) decorated in my mind, it's time to figure out what it'll really cost me. 'cept i don't have a freakin' clue! the loan part is easy ~ financial calculators abound in this office. but what costs are involved in home ownership that aren't in renting?
~Property taxes.
~PMI (if i can't scrape together the 20% down).
~increased homeowners insurance (renters insurance is dirt cheap)
~water/sewage
~heat AND electric (no more $30/mo for electric and free heat)
~buying appliances if not included
~paint, carpet, curtains, etc
~lawn care
*big sigh*
but i really really really want to buy a house.
i suppose it's better to have my bubble burst now, rather than get into this and realize i can't afford it.
